Supplemental insurance that closes the gaps your health plan leaves behind.
Dental, vision, hospital indemnity, critical illness, and accident coverage — designed to pay cash benefits for the everyday and unexpected costs your major medical plan doesn't touch. Bundled and priced by a licensed Fort Lauderdale agent.
A complete range of plans, matched to your life in Fort Lauderdale.
Standalone dental plans with Broward County provider networks. Cleanings, fillings, crowns, and major work — predictable coverage instead of surprise bills at the front desk.
Annual eye exams, frames, lenses, and contact lenses covered at a low monthly premium. Most plans pay for themselves the first visit.
Cash benefits paid directly to you when you're admitted to a Fort Lauderdale hospital. Covers the deductibles, copays, and out-of-pocket costs your major medical plan leaves behind.
A tax-free lump-sum benefit if you're diagnosed with a covered condition like cancer, heart attack, or stroke. Use it for treatment, income replacement, travel to specialists — anything at all.
Cash benefits for injuries from covered accidents — ER visits, fractures, ambulance rides, physical therapy. An affordable add-on that pairs perfectly with high-deductible ACA plans.
Real Fort Lauderdale situations we solve every week.
Your major medical covers the catastrophic stuff, but a hospital stay still means thousands out of pocket. We layer hospital indemnity and accident coverage so a bad week doesn't wreck the budget.
You need real dental and vision without buying a Cadillac health plan. We bundle standalone dental, vision, and a cash-benefit product for less than most people expect.
You want protection against a major diagnosis while your income is still working. Critical illness and hospital indemnity fill the gaps as your primary coverage evolves.
Coverage built around your outcomes — not a call-center script.
- Cash benefits paid directly to you — spend the money on whatever you need
- Year-round enrollment — no Open Enrollment window required
- Bundle dental, vision, and cash-benefit products for one predictable monthly premium
- Benefits typically paid tax-free (individual policies)
- Broward County provider networks for dental and vision
- One licensed agent for enrollment, questions, and claims support — for life
- 1Talk to a local agentA quick, no-pressure conversation about your situation, budget, and priorities.
- 2Compare real quotesWe pull plans from A-rated carriers licensed in Florida and show you the numbers side by side.
- 3Enroll with confidenceWe handle the paperwork and stay with you all year — claims, renewals, questions.
See your options in minutes, not days.
A free, no-obligation quote from a licensed Fort Lauderdale agent. Compare real plans, real prices, real coverage.
Supplemental coverage built for real Fort Lauderdale life.
Fort Lauderdale families face real out-of-pocket exposure — high ACA deductibles, dental and vision gaps, and the everyday risk of an accident on the water, on the road, or on the job. ITW Insurance That Works helps clients in Victoria Park, Coral Ridge, Rio Vista, Wilton Manors, Oakland Park, Plantation, Davie, Pompano Beach, and Sunrise stack supplemental products intelligently — so your primary plan handles the big stuff and cash benefits handle everything in between.
A licensed, independent Fort Lauderdale agent — not a call center.
We work for you, not one carrier — so we show you the actual best fit.
Licensed in Life, Health & Annuities in the State of Florida.
Meet in person or on Zoom — a real agent who answers the phone.
No cost, no obligation, no aggressive follow-up. Ever.
Prefer to talk it through? Call (954) 495-8788.
Fritz Dorce personally answers questions from Fort Lauderdale residents every day. No robots. No wait times.
Frequently asked questions
More ways we protect Fort Lauderdale families.
Your Fort Lauderdale coverage starts with a free quote.
Two minutes to request. A same-day response from a licensed local agent.